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Insurance

The following is a brief guide to standard Engineering Insurance covers, with links to policy wordings (where available). Note that the wordings must be read in conjunction with the 'Platform' general terms and conditions section.

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for policy wording

COVER
Breakdown, Sudden & Unforeseen Damage.
Breakdown, Sudden & Unforeseen Damage.
Explosion & Collapse,Sudden & Unforeseen Damage.
Explosion & Collapse,Sudden & Unforeseen Damage.
"All Risks".
"All Risks" plus Negligent Breakdown & resultant loss of hire charges (to comply with Hire Contract)
All Risks Package but cover sometimes limited to:
  1. Breakdown on Hardware;
  2. "All Risks" on Software and loss of information, Increased Cost of Working and Loss of Profits / Revenue where appropriate.
Cover usually follows Material Damage cover plus Accidental Failure of Public Electricity, Gas and Water Supplies.
Loss of stock following Breakdown, Sudden & Unforeseen Damage, Accidental Failure of Electricity Supplies and Contamination by Refrigerant Fumes
"All Risks"
11. ENGINEERING ALL RISKS (EAR) "All Risks". Breakdown during testing, Maintenance Visits Cover.
"All Risk" on works extending to include contractors plant and tools.
Tailor made products. Contact your local HSB office to discuss your requirements
 
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