Listed below are the Company's standard policy wordings. The General terms and conditions forms the basis of the "PLATFORM" wording to which the individual cover specifications attach.

These are the latest versions of our standard policy wordings and may differ from the version that applies to your cover. Please refer to your own policy for full details of cover

You will also see that we have made available our standard policy summaries, which summarise the cover provided by that specification and include reference to the general terms and Conditions.

Please note that these wordings may be subject to the application of special clauses and exclusions appropriate to individual risks. The wordings are intended to be used as a guide only and do not form or constitute a basis of cover that may apply to any one risk.

For contracts purely involving inspection services, a single page is issued, to which the plant schedules are attached.

Product	Product Description	Wording	Summary
Inspection Contract	Used where there are inspection services only		Not Applic
General Terms and Conditions	This is the basis of the "Platform" wordings to which the following Specifications attach.		Not Applic
Sudden & Unforeseen Damage	Can include inspected plant as well as blanket cover on machinery/plant
Computer	Package Computer Insurance
All Risks	Provides 'All Risks' Cover on machinery/plant e.g. Contractors Plant
Hired In Plant	Provides cover for hired in plant and equipment
Contractors All Risks	Provides cover on Contracts including works and plant
Deterioration of Stock	Provides cover for stock in cold rooms following breakdown of machinery etc.
Machinery Movement	Provides cover for movement of plant/machinery on an annual or one-off basis
Loss of Profits	Provides consequential loss cover following breakdown/damage/utilities etc.
Loss of Revenue	Provides consequential loss cover following breakdown/damage/utilities etc.
Chimney	Provides loss or damage to chimneys and damage to own surrounding property