Last Revised: 9th January 2004

Conditions of Use

By using this site, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this site. If you do not which to accept these conditions of use you should leave this site immediately. HSB Engineering Insurance Limited and HSB Haughton Engineering Insurance Services Limited (and/or their affiliated entities, referred to herein as "HSB") may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current terms and conditions to which you are bound.

Disclaimer

The materials on this site are provided "as is" and without warranties of any kind. To the fullest extent permissible pursuant to applicable law, HSB disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. HSB does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this web site or the server that makes it available are free of viruses or other harmful components.

HSB does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not HSB) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. This website may be linked to other websites that are not maintained by HSB. HSB is not responsible for the content of those websites. The inclusion of any link to such web sites does not imply approval of or endorsement by HSB of the websites or the content thereof.

Limitation of Liability

Whilst HSB uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, HSB makes no warranties or representations as to the accuracy of the content of this website. Under no circumstances, including, but not limited to, negligence, shall HSB or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if HSB or an HSB authorized representative has been advised of the possibility of such damages.

Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall HSB’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. HSB also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

Restrictions On Use Of Materials

This website is owned and operated by HSB. Except as otherwise expressly permitted by HSB, no materials from this website or any website owned, operated, licensed or controlled by HSB may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without HSB’s written permission. HSB neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated by HSB.

Jurisdictional Issues - Products and Services

Unless otherwise expressly set forth herein, HSB makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.
Except as specifically set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

No Legal Advice

The information provided on this site is given on the understanding that HSB is not providing professional advice of any type. If you have any questions requiring professional advice, please contact your usual advisors.

Applicable Law

The use of this website shall be governed and construed in accordance with English law and any disputes shall fall within the exclusive jurisdiction of the English Courts. If any of these conditions and disclaimers shall be unlawful, void or for any reason unenforceable than that provision shall be deemed severable and will not effect the validity and enforceability of the remaining provisions.

Trademarks and Copyrights

All trademarks, services marks, trade names, logos and icons are proprietary to HSB. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of HSB or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with the permission of, HSB. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Privacy

HSB is committed to protecting your privacy. When you request a service or place an order with us, we may collect personal information from you. If you order one of our products or services, we will collect and maintain your name, email address, mailing address, telephone number, service or product selections, confirmation number, and a password. We collect this in order to complete your request, to communicate with you about your request, or to send you materials. Before confirming your request, you will have the opportunity to review the request form and make changes and additions to the information it contains and these changes will be automatically kept for future use. We do not sell, trade, or rent your personal information to others.

Notwithstanding the information stated above, HSB reserves the right to store and disclose to third parties information under the following circumstances: when the law permits it (such as, for example, to comply with laws or to respond to governmental authorities); to legal advisors; and to protect the rights, property, safety or security of HSB website visitors or the public.